Directory

Directory

John T. Rose, Ph.D.

Harriette L. and Walter G. Lacy, Jr., Chair of Banking - Finance, Insurance & Real Estate

Contact Information

Email:  JT_Rose@baylor.edu
Campus Phone:  (254) 710-4140
Fax:  (254) 710-1092
Mailing Address:  One Bear Place #98004
Waco, TX  76798-8004
Office Location:  HSB 341

Work Experience

  • Department Chair, Department of Finance, Insurance, and Real Estate, Hankamer School of Business, Baylor University (March 1996 - May 2006)
  • Professor of Finance and Harriette L. & Walter G. Lacy, Jr. Chair of Banking and Finance, Department of Finance, Insurance, and Real Estate, Hankamer School of Business, Baylor University (July 1984 - Present)
  • Senior Economist, 1981-1984, and Economist, 1972-1981, Financial Structure Section, Division of Research and Statistics, Board of Governors of the Federal Reserve System, Washington, D.C. (August 1972 - June 1984)
  • Captain, U.S. Army, Military Intelligence (September 1969 - May 1971)

Awards and Honors

  • "Light Your World" Faculty Appreciation Banquet, Phi Kappa Chi (April 2009)
  • Circle of Achievement, Mortar Board (2005)
  • "Light Your World" Faculty Appreciation Banquet, Phi Kappa Chi (2004)
  • Favorite Business Professor Award, Alpha Kappa Psi (2004)
  • Annual Mentor Dinner, Phi Beta Lambda (2002)
  • "Light Your World" Faculty Appreciation Banquet, Phi Kappa Chi (2001)
  • Annual Mentor Dinner, Phi Beta Lambda (2001)
  • Outstanding Faculty Breakfast, Lambda Chi Alpha (2001)
  • Annual Mentor Dinner, Phi Beta Lambda (2000)
  • Distinguished Business Professor Award, Hankamer School of Business (1988)

Professional Memberships

  • Financial Education Association
  • Financial Management Association, International
  • Southern Finance Association

Publications

Teaching and Learning Scholarship

"Reexamining an Old Question: Does the IRR Method Implicitly Assume a Reinvestment Rate?," Journal of Financial Education, (Spring 2014) (coauthors: Steven P. Rich).

"Clarifying the Risk-Return Implications of Operating Leverage as Presented in the Sales-NOI Relationship," Journal of Financial Education, (Spring 2013) (coauthors: Gia Chevis).

"Extending the Presentation of the EBIT-EPS Relationship for Introducing Financial Leverage in the Classroom," Journal of Financial Education, Vol. 36, No. 1/2, (Spring 2010), pp. 137-147.

"New Boston Financial Group: A Case Study in Tenant Financial Analysis," Journal of Real Estate Practice and Education, Vol. 12, No. 2, (Fall 2009), pp. 173-182 (coauthors: Charles J. Delaney).

"Free Cash Flow, the Cash Flow Identity, and the Accounting Statement of Cash Flows," Journal of Financial Education, Vol. 35, (Fall 2009), pp. 41-55 (coauthors: J. W. Petty).

"Using a Project/Case Study to Teach Financial Statement Analysis in the Introductory Business Finance Course," Journal of Business Case Studies, Vol. 4, No. 3, (March 2008), pp. 1-8.

Basic or Discovery Scholarship

"Financing Costs and NPV Analysis in Finance and Real Estate," Journal of Real Estate Portfolio Management, Vol. 14, No. 1, (January 2008), pp. 35-39 (coauthors: Charles J. Delaney, Steven P. Rich).

Teaching and Learning Scholarship

"Case Studies in Real Estate Education: The New AACSB Accreditation Standards, and a Proposed Case Study in Real Estate Management," Journal of Real Estate Practice and Education, Vol. 10, No. 2, (2007), pp. 175-186 (coauthors: Charles J. Delaney).

"Teaching and Application in Introductory Finance: Using an Excel-Based Case Study as a Pedagogical Tool," Journal of Business Case Studies, Vol. 2, No. 1, (1st Quarter 2006), pp. 23-28 (coauthors: Colene Coldwell).

"Meeting the Mandate(s): Using a Project/Case Study to Comply with the New AACSB Accreditation Standards," Journal of Financial Education, Vol. 31, (Summer 2005), pp. 89-98 (coauthors: Charles J. Delaney).

"The 'Lillie Mae': A Capital Investment Project in Riverboat Restoration," Journal of Business Case Studies, Vol. 1, No. 2, (2nd Quarter 2005), pp. 11-14 (coauthors: Colene Coldwell, Charles J. Delaney). Reprinted from Journal of College Teaching and Learning, Vol. 2, No. 1 (January 2005), pp. 71-74.

Basic or Discovery Scholarship

"Reflection: Utility Versus Self-Sacrificing Love," Christian Scholars Review, Vol. 34, No. 1, (October 2004), pp. 11-15.

"Converting Faculty Performance Evaluations into Merit Raises: A Spreadsheet Model," Journal of College Teaching and Learning, Vol. 1, No. 2, (February 2004), pp. 11-22 (coauthors: Elizabeth B. Davis).

Teaching and Learning Scholarship

"Melborne Properties, Inc.: A Capital Budgeting Problem in Real Estate Management," Journal of Real Estate Practice and Education, Vol. 6, No. 2, (2003), pp. 293-297 (coauthors: Charles J. Delaney).

Applied or Integration/Application Scholarship

"Portfolio Management in Academia: Launching a Student-Run Investment Fund," Baylor Business Review, Vol. 19, No. 1, (April 2001), pp. 7.

Teaching and Learning Scholarship

"Loan Amortization and the Outstanding Loan Balance: You Mean the Loan Balance Does Not Include Any Interest Owed?," Real Estate Educators Association Journal, No. 2001-2002, (2001), pp. 67-75 (coauthors: Charles J. Delaney).

Applied or Integration/Application Scholarship

"Risk Management & Insurance: Promising Career Opportunities," Baylor Business Review, Vol. 18, No. 2, (October 2000), pp. 10.

Basic or Discovery Scholarship

"Thrift Strategies After FIRREA: A Cluster Analysis of High-Performance Institutions," Journal of Economics and Business, Vol. 49, No. 3, (May 1997), pp. 223-238 (coauthors: Timothy J. Curry).

Teaching and Learning Scholarship

"Interest Rate Concepts and Terminology in Introductory Finance Textbooks," Financial Practice and Education, Vol. 7, No. 1, (Spring 1997), pp. 113-121 (coauthors: Steven P. Rich).

"Capital Budgeting, Sunk Costs, and the Value of the Firm: A Pedagogical Note," Journal of Financial Education, Vol. 21, (Fall 1995), pp. 52-54 (coauthors: Steven P. Rich).

Basic or Discovery Scholarship

"Tax Reform and Bank Asset Quality: Did 1986 Tax Law Changes Contribute to Banks' Loan Problems," Journal of Applied Business Research, Vol. 11, No. 4, (Fall 1995), pp. 15-29 (coauthors: Danny P. Hollingsworth).

"Industry Norms in Financial Statement Analysis: A Comparison of RMA and D&B Benchmark Data," Credit and Financial Management Review, (1995) (coauthors: Donald F. Cunningham).

"Bank Risk Taking and Changes in the Financial Condition of Banks' Small and Midsized Commercial Customers, 1978-1988 and 1988-1991," Journal of Financial Services Research, Vol. 8, No. 4, (December 1994), pp. 301-310 (coauthors: Donald F. Cunningham).

Teaching and Learning Scholarship

"A Note on the Pedagogy of Internal Rate of Return," (1994).

"The Internal Rate of Return: An Intuitive Explanation," (1994).

"Commercial Banks as Financial Intermediaries and Current Trends in Banking," Financial Practice and Education, Vol. 3, No. 2, (Fall 1993), pp. 113-118.

Basic or Discovery Scholarship

"Interstate Banking, Bank Consolidation, and Bank Lending to Small Business," International Journal of Small Business Economics, Vol. 5, (September 1993), pp. 197-206.

Teaching and Learning Scholarship

"A Note on Finance Principles, Bond Valuation, and the Appropriate Discount Rate," Financial Practice and Education, Vol. 1, No. 2, (Fall 1991), pp. 99-101 (coauthors: Steven P. Rich).

Basic or Discovery Scholarship

"Dominant Banks, Market Power, and Out-of-Market Productive Capacity," Journal of Economics and Business, Vol. 43, No. 3, (August 1991), pp. 215-229 (coauthors: John D. Wolken).

"Geographic Diversification in Banking, Market Share Changes, and the Viability of Small Independent Banks," Journal of Financial Services Research, Vol. 4, No. 1, (March 1990), pp. 5-20 (coauthors: John D. Wolken).

"The Thrift Crisis: Evolution, Resolution, and Reform," Review of Research in Banking and Finance, Vol. 6, No. 1, (Spring 1990), pp. 1-23.

Applied or Integration/Application Scholarship

"New Independent Banks and Market Share Accumulation in a Deregulated Environment," Journal of Law and Commerce, Vol. 10, (Winter 1990), pp. 99-112 (coauthors: Donald T. Savage).

Presentations and Proceedings

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