Directory

Directory

Ernest Fletcher, Jr.

Coordinator, Commercial Banking Program - Finance, Insurance & Real Estate
Senior Lecturer - Finance, Insurance & Real Estate

Contact Information

Email:  Ernest_Fletcher@baylor.edu
Campus Phone:  (254) 710-7481
Fax:  (254) 710-1092
Mailing Address:  One Bear Place #98004
Waco, TX  76798
Office Location:  Foster Business and Innovation¬†320.47

Office Hours

Spring 2017
MW 1:30 - 4:30
TR 3:30-4:30
Also by appointment

Work Experience

  • Member, Baylor Angel Network Screening Committee (January 2012 - December 2013)
  • Member, Baylor Angel Network (January 2011 - December 2013)
  • Senior Lecturer, Baylor University (August 2009 - Present)
  • Managing Member, Caelum Altus I, LLC - Temple, Texas (August 2008 - Present)
  • Lecturer, Baylor University (June 2002 - August 2009)
  • Senior Vice President, First Community Data Processing Services, Inc. - Killeen, Texas (July 1998 - October 2001)
  • President, Financial Management Services, Inc. (May 1996 - Present)
  • Owner, Fletcher Enterprises - Temple, Texas (February 1995 - Present)
  • Change Manager, Treasury Product Services, NationsBanc Services, Inc. - Dallas, Texas (Subsidiary of NationsBank, N.A.) (March 1993 - February 1995)
  • Principal, Southwest Financial Services - Temple Texas (January 1990 - March 1993)
  • Senior Vice President, First Interstate Bank of Texas, N.A. - Dallas, Texas (Successor to Allied Bank of Texas) (May 1983 - June 1989)
  • Vice President, Allied Bank of Texas - Houston, Texas (March 1982 - May 1983)
  • Assistant Vice President, Allied Bank of Texas - Houston, Texas (May 1981 - March 1982)
  • Senior Bank Examiner, Texas Department of Banking - Dallas, Texas (July 1980 - May 1981)
  • Bank Examiner, Texas Department of Banking - Corpus Christi, Texas (January 1978 - July 1980)
  • Assistant Bank Examiner, Texas Department of Banking - Dallas, Texas (October 1975 - January 1978)

Awards and Honors

  • Circle of Achievement Award, Mortar Board (2012)
  • Light Your World Banquet, Phi Kappa Chi Fraternity (2010)
  • Teacher Book Dedication, Pi Beta Phi Sorority (2010)
  • Apple Polishing Award, Delta Delta Delta Sorority (2009)
  • Circle of Achievement Award, Mortar Board (2009)
  • Teacher Book Dedication, Pi Beta Phi Sorority (2009)
  • Light Your World Banquet, Phi Kappa Chi Fraternity (2008)
  • Outstanding Professor Award, Baylor Student Athletes (2008)
  • Professors' Reception, Zeta Tau Alpha Sorority (2008)
  • Teacher Book Dedication, Pi Beta Phi Sorority (2008)
  • Apple Polishing Award, Delta Delta Delta Sorority (2007)
  • Teacher Book Dedication, Pi Beta Phi Sorority (2007)
  • Apple Polishing Award, Delta Delta Delta Sorority (2006)
  • Teacher Book Dedication, Pi Beta Phi Sorority (2006)
  • Apple Polishing Award, Delta Delta Delta Sorority (2005)
  • Teacher Book Dedication, Pi Beta Phi Sorority (2005)
  • Teacher Book Dedication, Pi Beta Phi Sorority (2004)
  • Beta Gamma Sigma National Honor Society
  • Financial Management Association International Honor Society

Licensures and Certifications

  • Banking, The Graduate School of Banking of the South, Louisiana State University
  • Registered Financial Consultant, International Association of Registered Financial Consultants

Professional Memberships

  • Risk Management Association, North Texas Region (October 2016 - Present)
  • Independent Bankers Association of Texas (September 2013 - Present)
  • International Association of Registered Financial Consultants (August 2005 - Present)
  • Financial Management Association International (December 1999 - Present)

Publications

Teaching and Learning Scholarship

"Cash Flow Statements for Commercial Credit Analysis: UCA vs. FASB 95," Advances in Financial Education, (May 2016) (coauthors: John T. Rose).

"Introduction to Corporate Finance, 3rd Edition," : Cengage Learning, August 2015.

"Introduction to Corporate Financial Management, 2nd Edition," : Thomson Southwestern, January 2008.

Basic or Discovery Scholarship

"McCall Oil Incorporated: Cash Flow vs. Free Cash Flow Analysis," Journal of Financial Education, Vol. 33, (Summer 2007), pp. 81-101 (coauthors: James M. Tipton).

Applied or Integration/Application Scholarship

"What Recent College Graduates Should Know About Personal Budgeting," (April 2007).

Teaching and Learning Scholarship

Introduction to Corporate Financial Management, 1st Edition: Thompson Southwestern, August 2006.

Presentations and Proceedings

Basic or Discovery Scholarship

"Do Students Respond to Their Grades? Evidence from Introductory Finance," presented at the 53st Annual Meeting of the Missouri Valley Economic Association, Hyatt at the Arch, St. Louis, MO, October 2016 (coauthors: Finley C Edwards, Chuck North).
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