Terry Maness

Dean - Office of the Dean
Dean - Finance, Insurance & Real Estate

Contact Information

Campus Phone:  (254) 710-3411
Fax:  (254) 710-6964
Mailing Address:  One Bear Place #98001
Waco, TX  76798-8001
Office Location:  Foster Business and Innovation¬†420.05

Work Experience

  • Acting Dean, Baylor University (1996 - 1997)
  • Owner, Business Value Consultants (1989 - Present)
  • Carr P. Collins Professor of Finance and Chairman - Department of Finance, Insurance, and Real Estate, Baylor University (1985 - 1996)
  • Co-Owner, Financial Micro Systems (1983 - 1990)
  • Carr P. Collins Professor Finance, Baylor University (1981 - 1997)
  • Assistant Professor - Finance and Associate Dean for Undergraduate Programs, Baylor University (1978 - 1981)
  • Assistant Professor - Finance, Baylor University (1977 - 1981)
  • Visiting Assistant Professor, Indiana University (August 1, 1976 - May 31, 1977)
  • Lecturer in Economics and Finance, Baylor University (1972 - 1973)


  • Academic, Soochow University, Taiwan (January 2011 - December 2015)

Awards and Honors

  • Most Popular Professor, Hankamer School of Business (1996)
  • Most Popular Professor, Hankamer School of Business (1989)
  • University Distinguished Professor, Baylor University (1984)
  • Distinguished Professor, Hankamer School of Business (1982)
  • "Top Prof", Mortar Board (1981)
  • Beta Gamma Sigma (1972)
  • Omicron Delta Epsilon (1972)

Licensures and Certifications

  • Certified Cash Manager, Association for Financial Professionals (July 1, 1990 - Present)

Professional Memberships

  • Board of Directors, Greater Waco Chamber of Commerce
  • Board of Directors, Southwestern Business Deans Association
  • Board of Directors, World Affairs Council of Dallas/Ft. Worth
  • Member of Certification Test Committee and Body of Knowledge Committee, Association for Financial Professionals
  • President, Southwestern Business Deans Association
  • President, Southwestern Finance Associatioon
  • Rotary International
  • Secretary/Treasurer, Southwestern Finance Association
  • Secretary, Southwestern Business Deans Association
  • Treasurer, Southwestern Business Deans Association
  • Vice President - Membership, Southwestern Finance Association
  • Vice President - Program, Southwestern Finance Association


Teaching and Learning Scholarship

Short-Term Financial Management: Cognella Academic Publishing, January 2017 (coauthors: Matthew Hill, Terry Maness).

Short-Term Financial Management, San Diego, CA: Cognella Academic Publishing, Fall 2014 (coauthors: John Zietlow, Matthew Hill).

Short-Term Financial Management, 2005.

Short-Term Financial Management, 2002.

Short-Term Financial Management, 1998.

Basic or Discovery Scholarship

"Rewards to Extending Maturity: Implications for Investors," Journal of Portfolio Management, The, Vol. 24, No. 3, (1998) (coauthors: William R. Reichenstein).

Applied or Integration/Application Scholarship

"The Cash Flow Timeline and the Credit Manager," Business Credit, (August 1994).

Teaching and Learning Scholarship

Short-Term Financial Management, 1993.

"Small Business Management Using Lotus 1-2-3," No. 2nd, (1991).

Applied or Integration/Application Scholarship

"How to Make Your Cash Forecasts More Reliable," Corporate Controller, Vol. 2, No. 4, (April 1990).

"A Framework for Analyzing the Statement of Cash Flows," (June 1989) (coauthors: Jim Henderson).

"A DSO Alternative," Business Credit, (February 1989).

Financial Analyst's Deskbook: A Cash Flow Approach, 1989 (coauthors: Jim Henderson).

"The New Face of Financial Reporting," (1989).

Teaching and Learning Scholarship

Introduction to Corporate Finance, McGraw-Hill, 1988.

Basic or Discovery Scholarship

"Futures Hedging and the Reported Financial Position of Thrift Institutions," Review of Futures Markets, Vol. 5, No. 2, (June 1986).

Applied or Integration/Application Scholarship

"Check the Corporate Pulse by Administering Cash Flow Analysis," Cashflow, (1985) (coauthors: Jim Henderson).

Teaching and Learning Scholarship

"Financial Analysis and Forecasting: A Cash Flow Approach," Journal of Financial Education, (1983) (coauthors: Jim Henderson).

Basic or Discovery Scholarship

"Optimal Versus Naive Buy-Hedging With T-Bill Futures," Journal of Futures Markets, (1981).

"Non-Speculative Behavior and the Term Structure," Journal of Financial and Quantitative Analysis, (March 1980).

"The Long-Term Impact of Option Trading on the Underlying Securities," Journal of Portfolio Management, The, (1980).

"Efficiency of T-Bill Futures Market," Baylor Business Studies, Vol. 10, (July 1979).

Teaching and Learning Scholarship

"Using a Financial Planning Model as a Teaching Tool," Journal of Financial Education, (1979).

Basic or Discovery Scholarship

"Stochastic Cash Flow Restraints and the Term Structure," Journal of Banking & Finance, (August 1978).

"The Predicability of Real Portfolio Risk Levels," Journal of Finance, (May 1978).

Presentations and Proceedings

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