John T. Rose, Ph.D.

Professor of Finance and Harriette L. & Walter G. Lacy, Jr. Chair of Banking - Finance, Insurance & Real Estate

Contact Information

Email:  JT_Rose@baylor.edu
Campus Phone:  (254) 710-4140
Fax:  (254) 710-1092
Mailing Address:  One Bear Place #98004
Waco, TX  76798-8004
Office Location:  HSB 341

Course Schedule

SemesterCourseNameTimeLocation
2009 - Fall BUS .01 Integrated Mgt Seminar II TBA TBA - CB 410

Work Experience

  • Department Chair, Department of Finance, Insurance, and Real Estate, Hankamer School of Business, Baylor University (March 1996 - May 2006)
  • Professor of Finance and Harriette L. & Walter G. Lacy, Jr. Chair of Banking, Department of Finance, Insurance, and Real Estate, Hankamer School of Business, Baylor University (July 1984 - Present)
  • Senior Economist, 1981-1984, and Economist, 1972-1981, Financial Structure Section, Division of Research and Statistics, Board of Governors of the Federal Reserve System, Washington, D.C. (August 1972 - June 1984)
  • Captain, U.S. Army, Military Intelligence (September 1969 - May 1971)

Awards and Honors

  • "Light Your World" Faculty Appreciation Banquet, Phi Kappa Chi (2009)
  • Circle of Achievement, Mortar Board (2005)
  • "Light Your World" Faculty Appreciation Banquet, Phi Kappa Chi (2004)
  • Favorite Business Professor Award, Alpha Kappa Psi (2004)
  • Annual Mentor Dinner, Phi Beta Lambda (2002)
  • "Light Your World" Faculty Appreciation Banquet, Phi Kappa Chi (2001)
  • Annual Mentor Dinner, Phi Beta Lambda (2001)
  • Outstanding Faculty Breakfast, Lambda Chi Alpha (2001)
  • Annual Mentor Dinner, Phi Beta Lambda (2000)
  • Distinguished Business Professor Award, Hankamer School of Business (1988)

Professional Memberships

  • Financial Management Association International
  • Southern Finance Association

Publications

Discipline-based Scholarship

"Financing Costs and NPV Analysis in Finance and Real Estate," Journal of Real Estate Portfolio Management, Vol. 14, No. 1, (January 2008), pp. 35-39 (coauthors: Charles J. Delaney, Steven P. Rich).

"Reflection: Utility Versus Self-Sacrificing Love," Christian Scholars Review, Vol. 34, No. 1, (October 2004), pp. 11-15.

"Converting Faculty Performance Evaluations into Merit Raises: A Spreadsheet Model," Journal of College Teaching and Learning, Vol. 1, No. 2, (February 2004), pp. 11-22 (coauthors: Elizabeth B. Davis).

"Thrift Strategies After FIRREA: A Cluster Analysis of High-Performance Institutions," Journal of Economics and Business, Vol. 49, No. 3, (May 1997), pp. 223-238 (coauthors: Timothy J. Curry).

"Tax Reform and Bank Asset Quality: Did 1986 Tax Law Changes Contribute to Banks' Loan Problems," Journal of Applied Business Research, Vol. 11, No. 4, (Fall 1995), pp. 15-29 (coauthors: Danny P. Hollingsworth).

"Industry Norms in Financial Statement Analysis: A Comparison of RMA and D&B Benchmark Data," Credit and Financial Management Review, (1995) (coauthors: Donald F. Cunningham).

"Bank Risk Taking and Changes in the Financial Condition of Banks' Small and Midsized Commercial Customers, 1978-1988 and 1988-1991," Journal of Financial Services Research, Vol. 8, No. 4, (December 1994), pp. 301-310 (coauthors: Donald F. Cunningham).

"Interstate Banking, Bank Consolidation, and Bank Lending to Small Business," International Journal of Small Business Economics, Vol. 5, (September 1993), pp. 197-206.

"Dominant Banks, Market Power, and Out-of-Market Productive Capacity," Journal of Economics and Business, Vol. 43, No. 3, (August 1991), pp. 215-229 (coauthors: John D. Wolken).

"Geographic Diversification in Banking, Market Share Changes, and the Viability of Small Independent Banks," Journal of Financial Services Research, Vol. 4, No. 1, (March 1990), pp. 5-20 (coauthors: John D. Wolken).

"The Thrift Crisis: Evolution, Resolution, and Reform," Review of Research in Banking and Finance, Vol. 6, No. 1, (Spring 1990), pp. 1-23.

Contributions to Practice

"Portfolio Management in Academia: Launching a Student-Run Investment Fund," Baylor Business Review, Vol. 19, No. 1, (April 2001), pp. 7.

"Risk Management & Insurance: Promising Career Opportunities," Baylor Business Review, Vol. 18, No. 2, (October 2000), pp. 10.

"New Independent Banks and Market Share Accumulation in a Deregulated Environment," Journal of Law and Commerce, Vol. 10, (Winter 1990), pp. 99-112 (coauthors: Donald T. Savage).

Learning and Pedagogical Research

"Free Cash Flow, the Cash Flow Identity, and the Accounting Statement of Cash Flows," Journal of Financial Education, (Fall 2009) (coauthors: J. W. Petty).

"New Boston Financial Group: A Case Study in Tenant Financial Analysis," Journal of Real Estate Practice and Education, (May 2009) (coauthors: Charles J. Delaney).

"Extending the Presentation of the EBIT-EPS Relationship for Introducing Financial Leverage in the Classroom," Journal of Financial Education, (April 2009).

"Using a Project/Case Study to Teach Financial Statement Analysis in the Introductory Business Finance Course," Journal of Business Case Studies, Vol. 4, No. 3, (March 2008), pp. 1-8.

"Case Studies in Real Estate Education: The New AACSB Accreditation Standards, and a Proposed Case Study in Real Estate Management," Journal of Real Estate Practice and Education, Vol. 10, No. 2, (2007), pp. 175-186 (coauthors: Charles J. Delaney).

"Teaching and Application in Introductory Finance: Using an Excel-Based Case Study as a Pedagogical Tool," Journal of Business Case Studies, Vol. 2, No. 1, (1st Quarter 2006), pp. 23-28 (coauthors: Colene Coldwell).

"Meeting the Mandate(s): Using a Project/Case Study to Comply with the New AACSB Accreditation Standards," Journal of Financial Education, Vol. 31, (Summer 2005), pp. 89-98 (coauthors: Charles J. Delaney).

"The 'Lillie Mae': A Capital Investment Project in Riverboat Restoration," Journal of Business Case Studies, Vol. 1, No. 2, (2nd Quarter 2005), pp. 11-14 (coauthors: Colene Coldwell, Charles J. Delaney). Reprinted from Journal of College Teaching and Learning, Vol. 2, No. 1 (January 2005), pp. 71-74.

"Melborne Properties, Inc.: A Capital Budgeting Problem in Real Estate Management," Journal of Real Estate Practice and Education, Vol. 6, No. 2, (2003), pp. 293-297 (coauthors: Charles J. Delaney).

"Loan Amortization and the Outstanding Loan Balance: You Mean the Loan Balance Does Not Include Any Interest Owed?," Real Estate Educators Association Journal, No. 2001-2002, (2001), pp. 67-75 (coauthors: Charles J. Delaney).

"Interest Rate Concepts and Terminology in Introductory Finance Textbooks," Financial Practice and Education, Vol. 7, No. 1, (Spring 1997), pp. 113-121 (coauthors: Steven P. Rich).

"Capital Budgeting, Sunk Costs, and the Value of the Firm: A Pedagogical Note," Journal of Financial Education, Vol. 21, (Fall 1995), pp. 52-54 (coauthors: Steven P. Rich).

"A Note on the Pedagogy of Internal Rate of Return," Instructor's Manual to accompany A. J. Keown et al., Foundations of Finance, (1994).

"The Internal Rate of Return: An Intuitive Explanation," Study Guide to accompany A.J. Keown et al., Foundations of Finance, (1994).

"Commercial Banks as Financial Intermediaries and Current Trends in Banking," Financial Practice and Education, Vol. 3, No. 2, (Fall 1993), pp. 113-118.

"A Note on Finance Principles, Bond Valuation, and the Appropriate Discount Rate," Financial Practice and Eduction, Vol. 1, No. 2, (Fall 1991), pp. 99-101 (coauthors: Steven P. Rich).

Presentations and Proceedings

Discipline-based Scholarship

"Converting Faculty Performance Evaluations into Merit Raises: A Spreadsheet Model," presented at the 2003 Annual Academic Chairpersons Conference, Orlando, FL, 2003 (coauthors: Elizabeth B. Davis).

Learning and Pedagogical Research

"Melborne Properties, Inc.: A Capital Budgeting Problem in Real Estate Management," presented at the American Real Estate Society Annual Meeting, Monterey, CA, April 2003 (coauthors: Charles J. Delaney).
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